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San Jose, CA - February 10, 2005 - Bridge Capital Holdings (NASDAQ: BBNK), whose sole subsidiary is Bridge Bank, National Association, Santa Clara County's newest full-service business bank, today announced that it would open a loan production office in San Ramon. The office will be located on the ground floor of 2010 Crow Canyon Place, San Ramon.

East Bay banking industry veteran Michael Hengl, who recently joined the bank's management group, has been named to lead a team of bankers that will staff the new office. The new office will cater to small and middle-market companies and emerging businesses located in the broader East San Francisco Bay markets extending from Concord to Tracy to Fremont, including the Tri-Valley communities of San Ramon, Pleasanton, and Livermore.

"I look forward to continuing to work with my many close friends and business associates in the region," said Mr. Hengl. "The East Bay is a great place to do business and Bridge Bank's brand of professional business banking and complete menu of product offerings will be well received."

Mr. Hengl brings 15 years of top level banking experience to Bridge Bank. Before joining Bridge Bank, Mr. Hengl was Senior Vice President and Regional Manager with the Bank of Walnut Creek. Before joining Bank of Walnut Creek in 1998, Mr. Hengl spent three years as a commercial lender at the San Francisco office of Westamerica Bank and nine years at Wells Fargo Bank in various lending and management positions.

Mr. Hengl holds a bachelor's degree in finance and managerial economics from California State Hayward. Also, he holds a certificate of completion from the Pacific Coast Banking School at the Graduate School of Business of the University of Washington, Seattle.

"We're excited about extending our business activities to the Tri-Valley region," said Daniel P. Myers, President and Chief Executive Officer of Bridge Capital Holdings and Bridge Bank. "The new office will put us closer to the growing list of Bridge Bank clients in the East Bay commercial centers."

Upon opening of the East Bay loan production office, Bridge Bank will have nine offices in California. The Bank operates two full service commercial banking offices in San Jose and Palo Alto, a commercial loan production office in the East Bay, the Bridge Capital Finance - offering structured, asset-based, and factored loans - loan production office in Santa Clara, and five Small Business Administration loan production offices located in Sacramento, Fresno, Bakersfield, Los Angeles, and San Diego.

Bridge Capital Holdings recently reported its financial results for the year ended December 31, 2004. The Company reported net income of $3.0 million, or $0.46 per diluted share for 2004. Pre-tax income of $5.1 million for 2004 represented improvement of $3.6 million, or 242%, compared to $1.5 million in 2003.

The Company reported total assets at December 31, 2004 of $401.8 million, compared to $278.6 million on the same date one year ago, an increase of $123.2 million, or 44%. Total deposits were $352.5 million at year-end, compared to total deposits of $246.4 million, an increase of $106.1 million, or 43%. Total loans outstanding were reported $294.5 million, an increase of $100.1 million, or 52%, over the same date one year earlier.

In December 2004, the Company completed a $12 million offering of trust-preferred securities to supplement tier one capital and support continued growth of the banking franchise. As a result of the additional capital, the Company was able to maintain a total risk-based capital ratio of 12.6%, substantially above the regulatory standard of 10.0% for "well-capitalized" institutions.

About Bridge Capital Holdings

Bridge Capital Holdings is the holding company for Bridge Bank, National Association. Bridge Capital Holdings was formed on October 1, 2004 and is listed on The NASDAQ Stock Market under the trading symbol BBNK. Visit Bridge Capital Holdings on the web at www.bridgecapitalholdings.com.

About Bridge Bank, N.A.

Bridge Bank, N.A. is Santa Clara County's newest full-service business bank. The bank is dedicated to meeting the financial needs of small and middle market, and emerging technology businesses, in the Silicon Valley, Palo Alto, Sacramento, San Ramon-Pleasanton, San Diego, Los Angeles, Bakersfield, and Fresno business communities. Bridge Bank provides its clients with a comprehensive package of business banking solutions delivered through experienced, professional bankers. Visit Bridge Bank on the web at www.bridgebank.com.

These risks and uncertainties include, but are not limited to: (1) competitive pressures in the banking industry; (2) changes in interest rate environment; (3) general economic conditions, nationally, regionally, and in operating markets; (4) changes in the regulatory environment; (5) changes in business conditions and inflation; (6) changes in securities markets; (7) future credit loss experience; (8) the ability to satisfy requirements related to the Sarbanes-Oxley Act and other regulation on internal control; (9) civil disturbances or terrorist threats or acts, or apprehension about the possible future occurrences of acts of this type; and (10) the involvement of the United States in war or other hostilities.

The reader should refer to the more complete discussion of such risks in Bridge Bank N.A.'s annual reports on Forms 10-K and 10-Q on file with the Office of the Comptroller of the Currency and in the Form 10-Q of Bridge Capital Holdings on file with the SEC.

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